Fees & Policies

Individual therapy: $250 for a 45-minute psychotherapy session.

Payment Methods

I accept the following forms of payment:

  • Debit cards

  • Credit cards

  • Health Savings Account (HSA) cards

  • Flexible Spending Account (FSA) cards

Because sessions are conducted via telehealth, payments are processed electronically at the time of service.

Cancellations & Late Arrivals

If you need to cancel or reschedule, please let me know at least 48 hours in advance. Cancellations made within 48 hours of your scheduled appointment, as well as missed sessions, will be charged the full session fee.

Sessions begin and end at the scheduled time. If you arrive late, we’ll use the remaining time in our session, and the full session fee will still apply.

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Insurance

Out-of-Network Benefits & Superbills

I operate as a private-pay practice and do not bill insurance directly. This allows for greater flexibility, privacy, and personalization in your care—so our work can be centered on your goals rather than insurance limitations.

If you have a PPO plan with out-of-network (OON) benefits, you may be eligible for partial reimbursement for therapy sessions (often 60–100%). Many clients use this option successfully.

If your plan includes OON coverage, I’ll provide a superbill—an itemized receipt that includes all required information (diagnosis codes, CPT codes, dates of service). You can submit this directly through your insurance company’s online portal or mobile app.

How to Check Your Out-of-Network Benefits

To understand your specific coverage, call the number on the back of your insurance card and ask:

  • “Do I have out-of-network benefits for outpatient psychotherapy (CPT code 90834)?”

  • “What percentage will be reimbursed after I meet my deductible?”

  • “How do I submit superbills—through the mobile app or another portal?”

  • “Is preauthorization required?”

Because each plan is different, please confirm directly with your insurance provider for details about your out-of-network mental health benefits and reimbursement process. I’m happy to provide superbills and support you as you navigate the system.

FMLA, Disability, and Other Paperwork Requests

If you ever need documentation such as FMLA, disability, or other official forms, I’m happy to help when appropriate. These requests require careful review and documentation outside of session time, so there’s a separate fee for this service.

Rates

Paperwork and administrative time are billed in 15-minute increments, with a minimum of 15 minutes per document. The rate is based on my current 45-minute session fee, prorated in 15-minute increments. You’ll always be charged according to my current session rate at the time of your request.

What’s Included

This fee covers time spent:

  • Reviewing your clinical records

  • Completing forms or writing letters

  • Communicating with HR, insurance, or other third parties (when requested)

  • Preparing releases of information or coordinating care outside of session time

Eligibility and Timing

To make sure I can accurately and ethically complete official forms, I typically require at least four therapy sessions before considering any paperwork requests. Completion of forms isn’t guaranteed—it depends on whether your clinical presentation supports the request.

If your leave is approved, weekly sessions are recommended during your time away from work to support your ongoing care.

Turnaround Time

Once payment is received, forms are usually completed within five business days (Monday–Friday). I’ll always let you know the estimated time needed before getting started.

Good Faith Estimate Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

  • You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

  • For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.